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What if we reimagine credit card?
What if we reimagine credit card without all the gotchas and with consumer control, transparency and installment loan like features in mind?
Apr 18, 20213 min read


Is Buy Now Pay Later (BNPL) option pushing consumers into debt?
Using BNPL does not mean being broke. BNPL offers debit card users a no interest loan option like the one transactors get from credit card.
Mar 10, 20212 min read


Consumer lending and payments are merging – is your bank ready?
New technology and consumer expectations are erasing the line between payments and lending. Would FIs adapt to their customer need?
Feb 5, 20212 min read


BNPL is here: Why consumers and merchants love it and how to make it even better for everyone
BNPL is one of the best innovations in lending in recent times. We just need to tweak it around the edges to make it even better.
Jan 25, 20214 min read


Cash from existing credit line - no, it's not cash advance or HELOC
It is time that all credit card users benefit from the credit they already have. Instant, digital, installment cash loan without an ATM.
Jan 10, 20213 min read


Have a credit card, can I select which purchase to pay over time?
Credit card issuers can create transparent, budgeting tool by adding customer-controlled installment feature and delight their customers
Jan 3, 20213 min read